Which of the following calls is not subject to the provisions of the Federal Telephone Consumer Protection Act of 1991?

The TCPA (Telephone Consumer Protection Act) is a federal statute enacted in 1991 designed to safeguard consumer privacy. This legislation restricts telemarketing communications via voice calls, SMS texts, and fax.

The Telephone Consumer Protection Act of 1991

The TCPA was signed into law in 1991 as a response to a growing rise in unregulated and harassing telemarketing calls and faxes.

The TCPA restricts telephone solicitations (i.e. telemarketing) and the use of automated phone equipment. The Act limits the use of pre-recorded voice messages, automatic dialing, and SMS and fax use. Without explicit customer consent, companies must adhere to strict solicitation rules, solicitors must honor the National Do Not Call Registry, and subscribers may sue a company that does not follow the TCPA guidelines.

Consumer consent is an essential defense under the TCPA and should be a primary focus of any business that communicates with consumers directly via voice call or text.

The Emergence of the Do Not Call Registry

With the passing of the TCPA, Congress delegated do-not-call rules to the FCC (Federal Communications Commission), who initially required every company to build and maintain their own do-not-call database. In 2003 the National Do Not Call Registry was created by the Federal Trade Commission (FTC), implementing regulations that prohibit commercial telemarketers from making unwanted, unsolicited sales calls.

Interpreting the TCPA: Declaratory Ruling and Order of 2015

Over time, the TCPA was amended and more clearly defined. In July 2015, the FCC officially released the TCPA Declaratory Ruling and Order which addressed petitions and requests for clarity on how the TCPA is to be interpreted by the FCC. This order defined a handful of terms found in the TCPA and further clarified restrictions on telemarketers and consumer rights. Some key components on this ruling include:

• Telephone service providers can offer robocall blocking to consumers.
• Telemarketers may not use automated dialing to call wireless phone and leave pre-recorded telemarketing messages without consent.
• Consumers may revoke consent to receive calls or SMS messages in any ‘reasonable’ way, at any time.
• Callers must cease calling any reassigned phone numbers (wired and wireless).
• Consent ‘survives’ when a person ports their landline phone number to a wireless number.
• Some ‘urgent circumstances’ still allow a company to call or send SMSes to wireless phones without prior consent, such as alerts about potential fraud or reminders of urgent medication refills. However, the company instigating such communications must offer consumers an ‘opt-out’ option.

Complying with the TCPA

You should consult with your legal counsel to ensure that your opt-out process is compliant with applicable law and consistent with industry standards.

If you’re a Twilio customer using SMS, voice or Fax to reach your customers, please familiarize yourself with Twilio’s default support for opt-out keywords. You may also want to check out our Mobile Comms Optout Classifier and Payfone TCPA Compliance add-ons.

The Telephone Consumer Protection Act (TCPA) of 1991 is a federal law that places restrictions on telephone solicitations and robocalls. The purpose of TCPA is to protect consumers from invasive telemarketing practices. This is done through restrictions on the hours that solicitors can legally make calls and the equipment they can use, as well as the creation of a national database of "do not call" phone numbers. This applies to entities such as telemarketers, common carriers and debt collection agencies.

TCPA was signed into law by George W. Bush as Public Law 102-243 and is codified as 47 U.S.C. § 227. The law was created to amend the Communications Act of 1934. Unrestricted, unsolicited telemarketing calls can be the source of disturbance for telephone service subscribers. Solicitors violating TCPA can subject them to legal and financial penalties.

It is important for both solicitors and consumers to be aware of TCPA regulations. Consumers should know their rights, to protect themselves further and take appropriate action if necessary. Solicitors, such as call centers, should be aware of regulations so that they do not commit an unknowing violation and face consequences.

This was last updated in September 2020

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