Which of the following is covered property under a homeowners policy?A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. If your home is damaged by a covered event, like strong winds, dwelling coverage can help pay to repair it.
What are three 3 examples of what is covered under homeowners insurance coverage?What Homeowners Insurance Covers.. Replacement Cost vs. Fair Value.. Car Coverage.. Fire Coverage.. Natural Disaster Coverage.. Flood Coverage.. Vandalism Coverage.. Personal Injury.. What specific items are usually covered by homeowners insurance policies?Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others. Three basic levels of coverage exist: actual cash value, replacement cost, and extended replacement cost/value.
What are 2 things not covered in homeowners insurance?Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industrial or agricultural operations is also not covered. If something is poorly made or has a hidden defect, this is generally excluded and won't be covered.
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